For the self-employed or partners either looking to remortgage or those purchasing a new home, the big question is, how will lenders review their position and assess their affordability? In recent years a number of lenders have broadened their product offering and introduced greater flexibility to facilitate lending to borrowers who do not earn regular…
As the mortgage market continues to operate, albeit in a constantly changing environment, we address some of the common questions landlords are currently faced with.
During the next few weeks and months, many borrowers will find themselves coming to the end of their current ‘initial’ mortgage term. With the Bank of England (BoE) reducing interest rates down to a historic low of 0.1%, is this the right time to secure a new mortgage? COVID-19 has had a significant impact on…
In such unprecedented times, many of us are feeling the financial and emotional strain of ‘lockdown’. Given the uncertainty of when life will return to the ‘new normal’, you might have concerns about your mortgage or using the time to review your finances. We’ve put together a mortgage market Q & A, which we hope…
During the last few weeks we have seen an unprecedented response from the government to help mortgage borrowers during the COVID-19 outbreak. In a constantly changing environment banks are under increasing pressure to make changes to technology systems and re-direct their work force to assist borrowers who find themselves in financial difficulty through no fault…